Board-Certified Plastic Surgeons Serving Denver & Lone Tree, Colorado
Everyone deserves to have confidence in their body and overall appearance. If you have decided plastic surgery is the right way for you to achieve the appearance you want, Park Meadows Cosmetic Surgery offers financing options to help you access our services.
PatientFi: The Friendly Way to Pay
PatientFi partners with healthcare practices to remove cost barriers by offering patients friendly monthly plans, so more patients can say yes to the elective procedures they want.
Financing Plans for Procedures and Treatments with Care Credit
You can apply for a variety of financing plans through CareCredit using the online credit application. During your consultation, we can discuss the details of your financing options.
The Latitude card from Keybank
The Latitude card from Keybank gives you the flexiblity to pay for the things that just can't wait, while managing your balance over a timeframe that fits your budget. Check out the Lone Tree branch at 303-262-8090 to learn more about this card!
Select Alphaeon Credit as a financing option for your plastic or reconstructive surgery.
Your best you is closer than you think - look, feel and be your best with Alphaeon Credit! Apply Now!
We also accept the following credit cards for payment:
Our Patients Are Covered by CosmetAssure®
CosmetAssure® is the GOLD STANDARD in complications insurance. It is an affordable solution for patients who choose to have elective cosmetic surgery to avoid the financial burden of unexpected post-surgery complications. CosmetAssure® is endorsed by the American Society of Plastic Surgeons (ASPS) and covers the cost of caring for complications within the first 45 days after cosmetic surgery.
Insurance for Breast Reconstruction Surgery
Federal Law and Breast Reconstruction
All women who have had a mastectomy are required by federal law to be provided breast reconstruction. These rights are provided within the Women’s Health and Cancer Rights Act of 1998 (WHCRA). This federal law insists that group health plans and individual health policies that provide coverage for mastectomies also provide coverage for breast reconstruction in connection with such mastectomy.
Under WHCRA, group health plans, insurance companies and health maintenance organizations (HMOs) offering mastectomy coverage also must provide coverage for certain services relating to the mastectomy in a manner determined in consultation with your attending physician and you. This required coverage includes all stages of reconstruction of the breast on which the mastectomy was performed, as well as surgery and reconstruction of the other breast to produce a symmetrical appearance.
Read the Women’s Health and Cancer Rights Act of 1998 (WHCRA)
The staff at Park Meadows Cosmetic Surgery is experienced in working with insurance companies in regards to breast reconstruction; however, we understand that each insurance company is unique. Prior to your consultation, we will verify your benefits to ensure that your plan allows for you to see us. Please call our office at 303-706-1100 for additional information regarding reconstruction and your insurance.
Frequently Asked Questions
Yes, but you must consider a couple of things. You might need to have a higher credit score, as a strong credit score can compensate for variable income and increase approval chances.
Lowering your debt-to-income ratio because reducing existing debt can also make you a more attractive borrower. Consider a co-signer, like a trusted friend or family member with a stable income and good credit. They can co-sign to boost approval chances.
The repayment period for your plastic surgery loan depends on the financing provider you choose.
- PatientFi – Offers flexible repayment plans with various term lengths including 0% interest if paid within the promotional period. Patients can choose a plan that fits their budget.
- CareCredit – Provides short-term (6, 12, 18, or 24 months) financing with 0% interest if paid within the promotional period. They also offer longer-term plans (24–60 months) with fixed monthly payments and a reduced APR.
- Alphaeon – Offers 6 to 24 months interest-free financing and longer-term plans up to 60 months with competitive interest rates.
The available repayment period will depend on factors like the loan amount, credit approval, and the specific financing plan selected.
Yes, with all three financing options we accept if you spend $200 (CareCredit) or $500 (Alpaheon) or more you are eligible for 12 months no interest. You can access higher no interest options (18 months or 24 months no interest) depending on the amount of money you finance.
- Reapply with a co-signer- adding a cosigner with stronger credit may increase your chances of approval
- Try a different financing company- each financing company has different approval criteria so applying to another lender might yield a different result. Some patients could also explore personal loans through banks
- If the denial was due to credit issues, improving credit by paying down debt and making timely payments could help in a future application.
- Health Savings Account (HSA) or Flexible Spending Account (FSA) – If applicable, patients may use these tax-advantaged accounts to help cover costs.
Financing through PatientFi, CareCredit, or Alphaeon is typically approved for use at a specific provider or within their network.
- PatientFi – Financing is tied to the provider where it was approved. If you want to switch clinics, you may need to reapply.
- CareCredit – This card can be used at multiple healthcare providers that accept CareCredit, so you may be able to use it at another clinic without reapplying.
- Alphaeon –can be used at any participating provider, but you should confirm with the new clinic if they accept it.
If you want to change providers, check with the financing company to see if a transfer is possible or if you need to reapply.
Making Cosmetic Surgery More Accessible in Lone Tree, CO
At Park Meadows Cosmetic Surgery in Lone Tree, CO, we’re committed to helping you feel confident in every part of your surgical journey—including financing. Our flexible payment options are designed to make your procedure more accessible, with guidance from a team that’s here to support you every step of the way.
To learn more, schedule your consultation or call us at 303-706-1100.
